Insurance

Insurance Carriers at a Glance

Insurance Carriers

We accept and honor most dental insurance plans, including:

AHCCCS

AHCCCS Dental

AHCCCS Dental American Indian Health Program

(APIPA) UnitedHealthcare Community Plan

(Care1st) Health Plan Arizona

(CMDP) Comprehensive Medical and Dental Program

(Envolve) Arizona Complete Health

(DentaQuest) Banner University of Arizona Health Dental Plans

UCCI

(DentaQuest) Mercy Care Dental Plans

Steward Health Choice Arizona

HMO/PPO

Aetna HMO/PPO
AmeriPlan USA
Ameritas PPO
BCBSofAZ PPO/Federal Plan
Blue Cross
Careington
Cigna
DBP/UHC/HealthNet
Delta Dental
Delta Dental Premier
Delta Care USA
Dentegra
Dentemax
DHA
EDS (Principal) PPO
First Dental Health (and PPO Plus)
Guardian
Humana
MetLife
Principal
SecureCare Dental
Solstice PPO
Total Dental Administrators HMO/PPO

How Dental Insurance Works

Coverage Verification

Before your dental visit, our team will verify your insurance coverage by checking your plan details.

Treatment Planning

Our benefit coordinator works with you to maximize your dental benefits and minimize your out-of-pocket cost.

Claim Submission

After your dental treatment is complete, we submit a claim to your insurance provider on your behalf.

Payment Processing

We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining out-of-pocket balance.

CALL 602-344-9530

How PPO Dental Plans Work

A Preferred Provider Organization (PPO) is the most common form of dental insurance, offering members a network of participating dentists to choose from. Dentists in this network agree to lower fee schedules, resulting in greater cost savings for patients. PPO plans cover a percentage of treatment costs, typically paying 50% for major treatments like crowns and bridges, 80% for basic care like fillings, and up to 100% for preventative care such as exams and cleanings. These plans often have annual maximums ranging from $1,000 to $2,000 and assist with insurance billing.

Understanding your HMO

Health Maintenance Organization (HMO), also known as capitated or prepaid insurance, is a type of dental insurance plan that requires patients to choose a primary care dentist from a network of providers. This primary care dentist coordinates all aspects of the patient’s dental care and referrals to specialists within the HMO network. HMO plans typically have lower premiums and fixed copayments for covered services, but patients have limited choices in selecting dentists outside the network. Additionally, HMO plans may require patients to obtain pre-authorization for certain treatments, and coverage for out-of-network care is usually not provided except in emergencies.

Group of diverse teenage people using mobile phone - Inclusion and diversity concept with young indian man in wheelchair having fun with multiracial friends watching social media content on cellphone

Dental Insurance FAQs

Got questions? We have answers! Check out our FAQ section to learn everything you need to know about navigating dental insurance coverage.

SEE All FAQS

Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.

Treatment that is recommended by a dentist, is listed on the fee schedule, and accepted under the terms of your group's plan.

Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

Call Today

We’re Here for You

Let’s work together to optimize your dental care while tailoring a dental plan that suits your needs perfectly. Contact our office today and let’s create a personalized dental plan that puts your smile first.